Register myself Self employed

As an independent, or self-employed, specialist it could frequently be complicated to understand that is responsible for getting WorkSafeBC protection. Are you currently responsible? Or is your client? Regardless if you are a graphic designer working one-day-a-week in your client’s office or an electrician focusing on a build site, you will come across hazards in your day-to-day work, so it’s important to know who's accountable should something happen.

Needs for Self-Employed Technicians

We posed listed here circumstances to WorkSafeBC to assist understand the requirements of a self-employed contractor. Here’s what they stated:

Scenario 1: i'm a self-employed specialist. I've the opportunity to sign an agreement with a customer and another of terms is I have to have my personal WorkSafeBC account. What are my choices?

In line with the information you have supplied you'll not be considered a “worker”. You may consequently should register as a completely independent business or operator. Individual Optional coverage (POP) protection is voluntary, optional insurance which will protect lost salary and medical expenditures in instances of work-related damage or disease. You are able to make an application for POP protection on the behalf of your better half should it be strongly related you. To learn more, head to and search “registration concerns” to see the faqs, or contact the company providers Centre, at 604-244-6184, for clarification.

Situation 2: i will be a self-employed specialist that has been asked to join up and pay money for WorkSafeBC myself. The reason why was we becoming built to pay it off once I actually don’t wish the personal coverage?

While not employed as a ‘worker’ for the business, you'll not be covered under their particular WorkSafeBC account. Personal protection insurance coverage for self-employed contractors (perhaps not incorporated) is voluntary, however some larger companies will demand all their sub-contractors to possess unique WorkSafeBC insurance and also other business liability insurance coverage.

Situation 3: I am a self-employed contractor who's got never already been expected by litigant if I have personal WorkSafeBC coverage. Am I able to simply assume that i'm covered by my client? Or must I matter my customer concerning the coverage?

Yes, you need to seriously talk about this together with your clients. Only “workers” as defined by the Workers’ Compensation Act are automatically covered if injured at work. If you are running your personal company as a sole-proprietor (as an example, where you are in charge of yours work, profit/losses and work for several companies) you can apply for voluntary protection, however you would not be automatically covered in if you decide to be injured working. To find out more, visit m and search “self-employed”.